Phillip Christenson, CFA, Author - MoneyTips https://moneytips.com/authors/phillip-christenson-cfa/ Finally, money tips that make cents. Tue, 04 Oct 2022 22:36:37 +0000 en-US hourly 1 https://wordpress.org/?v=6.5.5 7 Personal Financial Planning Tips for New College Grads: What Every College Graduate Should Know About Money https://moneytips.com/loans/student-loans/student-loan-management/financial-planning-tips-for-college-grads/ https://moneytips.com/loans/student-loans/student-loan-management/financial-planning-tips-for-college-grads/#respond Thu, 03 Jun 2021 05:52:02 +0000 https://moneytips.local/financial-planning-tips-for-college-grads/ Learn seven basic personal finance strategies, including tips for saving, budgeting and handling debt, to get your post-college life off to a good start.

The post 7 Personal Financial Planning Tips for New College Grads: What Every College Graduate Should Know About Money appeared first on MoneyTips.

]]> https://moneytips.com/loans/student-loans/student-loan-management/financial-planning-tips-for-college-grads/feed/ 0 Holiday Bonuses 101: Maximize Return and Minimize Taxes https://moneytips.com/personal-finance/investing-retirement/holiday-bonuses-101/ https://moneytips.com/personal-finance/investing-retirement/holiday-bonuses-101/#respond Thu, 22 Nov 2018 10:06:36 +0000 https://moneytips.local/holiday-bonuses-101/ Congratulations on receiving a holiday bonus! Be careful though, do you know the tax implications? Learn how to maximize return and minimize taxes.

The post Holiday Bonuses 101: Maximize Return and Minimize Taxes appeared first on MoneyTips.

]]> https://moneytips.com/personal-finance/investing-retirement/holiday-bonuses-101/feed/ 0 Roth IRA 60 Day Rule: When Can You Withdraw? https://moneytips.com/personal-finance/investing-retirement/roth-ira-60-day-withdrawal-window/ https://moneytips.com/personal-finance/investing-retirement/roth-ira-60-day-withdrawal-window/#respond Thu, 15 Feb 2018 13:32:03 +0000 https://moneytips.local/roth-ira-60-day-withdrawal-window/ Do you want to use your Roth IRA as a rainy day fund? Discover the two 60-day windows to consider when withdrawing funds from a Roth IRA.

The post Roth IRA 60 Day Rule: When Can You Withdraw? appeared first on MoneyTips.

]]> https://moneytips.com/personal-finance/investing-retirement/roth-ira-60-day-withdrawal-window/feed/ 0 Getting The Most From Employer-Matching 401(k)s https://moneytips.com/personal-finance/investing-retirement/getting-the-most-from-employer-matched-401ks/ https://moneytips.com/personal-finance/investing-retirement/getting-the-most-from-employer-matched-401ks/#respond Mon, 09 Oct 2017 12:58:53 +0000 https://moneytips.local/getting-the-most-from-employer-matched-401ks/ Discover the limits on 401(k) contributions and matching contributions if you are participating in an employer-matched 401(k).

The post Getting The Most From Employer-Matching 401(k)s appeared first on MoneyTips.

]]> https://moneytips.com/personal-finance/investing-retirement/getting-the-most-from-employer-matched-401ks/feed/ 0 What should I do with my old 401k? Know your options. https://moneytips.com/personal-finance/investing-retirement/what-should-i-do-with-my-old-401k-know-your-options/ https://moneytips.com/personal-finance/investing-retirement/what-should-i-do-with-my-old-401k-know-your-options/#respond Fri, 01 Sep 2017 09:47:13 +0000 https://moneytips.local/what-should-i-do-with-my-old-401k-know-your-options/ You've been saving into your employer-sponsored 401(k) retirement plan, but now you are leaving. Discover your options for what to do with your old 401(k).

The post What should I do with my old 401k? Know your options. appeared first on MoneyTips.

]]> https://moneytips.com/personal-finance/investing-retirement/what-should-i-do-with-my-old-401k-know-your-options/feed/ 0 What is the Right Asset Allocation Model for my Age? https://moneytips.com/personal-finance/investing-retirement/asset-allocation-model-by-age/ https://moneytips.com/personal-finance/investing-retirement/asset-allocation-model-by-age/#respond Wed, 16 Aug 2017 10:46:23 +0000 https://moneytips.local/asset-allocation-model-by-age/ Asset allocation models refer to three asset classes in your investment portfolio: stocks, bonds and cash. Learn the major issues in picking an asset allocation model.

The post What is the Right Asset Allocation Model for my Age? appeared first on MoneyTips.

]]> https://moneytips.com/personal-finance/investing-retirement/asset-allocation-model-by-age/feed/ 0 72(t) Retirement Plan 101 https://moneytips.com/personal-finance/investing-retirement/72-t-retirement-plan-101/ https://moneytips.com/personal-finance/investing-retirement/72-t-retirement-plan-101/#respond Thu, 23 Feb 2017 16:31:46 +0000 https://moneytips.local/72-t-retirement-plan-101/ Learn about rule 72(t), which allows you to withdraw funds from your 401(k), IRA, or tax-sheltered annuity prior to the age of 59-½.

The post 72(t) Retirement Plan 101 appeared first on MoneyTips.

]]> https://moneytips.com/personal-finance/investing-retirement/72-t-retirement-plan-101/feed/ 0 Not All ETFs Are Created Equal https://moneytips.com/personal-finance/investing-retirement/not-all-etfs-are-created-equal/ https://moneytips.com/personal-finance/investing-retirement/not-all-etfs-are-created-equal/#respond Tue, 13 Dec 2016 07:51:54 +0000 https://moneytips.local/not-all-etfs-are-created-equal/ ETFs can be excellent low-cost investments, or they can be disproportionately expensive money drains. Learn what to look for so you can spot the difference.

The post Not All ETFs Are Created Equal appeared first on MoneyTips.

]]> https://moneytips.com/personal-finance/investing-retirement/not-all-etfs-are-created-equal/feed/ 0 End of Year Portfolio Strategies https://moneytips.com/personal-finance/investing-retirement/end-of-year-portfolio-strategies/ https://moneytips.com/personal-finance/investing-retirement/end-of-year-portfolio-strategies/#respond Tue, 29 Nov 2016 14:24:19 +0000 https://moneytips.local/end-of-year-portfolio-strategies/ The end of a year is a time to assess the past and look forward to new opportunities. Give your holdings a review and consider these strategies as you do.

The post End of Year Portfolio Strategies appeared first on MoneyTips.

]]> https://moneytips.com/personal-finance/investing-retirement/end-of-year-portfolio-strategies/feed/ 0