Ellen Sirull, Author - MoneyTips

What Is a Credit Builder Loan? Another Way To Build Credit

Ellen Sirull — Fri, 01 Apr 2022 19:10:13 +0000

A credit builder loan is a type of loan created specifically to help people build credit. It’s actually a bit like a reverse loan. With most installment loans, like personal loans, you get the money up front to make a big purchase. Then, you start paying the same amount (an installment) each month until you’ve...

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Credit Card Return Protection Benefits: How To Use Them To Get a Refund

Ellen Sirull — Wed, 30 Mar 2022 13:22:00 +0000

Credit cards often offer benefits over using debit cards, like fraud protection, points or cash back, and in some cases return protection. We break down the details of credit card return protection, showing how to use this handy benefit to get your money back when the retailer won’t accept your return. Retailers have different and...

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Can You Buy Gift Cards With a Credit Card? What You Need to Know

Ellen Sirull — Fri, 25 Mar 2022 17:00:04 +0000

Yes, you can use credit cards to buy gift cards at most retailers that offer them. And you wouldn’t be alone if you did. According to a Consumer Gift Card Preferences Study in 2018, 91% of consumers surveyed say they have purchased a gift card (not necessarily using a credit card), so it’s good to...

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Capital One Cash Advances: What They Are & Why to Avoid Them

Ellen Sirull — Thu, 27 Feb 2020 20:24:36 +0000

A Capital One cash advance is one way to get money from an ATM quickly. But consider other options first.

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2023’s Best Credit Cards for International Students: Rewards, Low Fees & More

Ellen Sirull — Mon, 13 Jan 2020 22:08:58 +0000

International students in the U.S. may have trouble getting approved for credit cards, but there are some good options.

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How to Activate Your Credit Card: Step By Step Instructions by Issuer

Ellen Sirull — Tue, 28 May 2019 21:22:23 +0000

Learn how to activate your credit card and start using it immediately.

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Can You Rent a Rental Car With a Debit Card? Why You May Want To Reconsider

Ellen Sirull — Thu, 23 May 2019 16:25:25 +0000

You can usually rent a car with a debit card, but before you do there are a few things to know about the requirements. Each major car rental company has slightly different hoops to jump through, and what’s needed may also vary by rental location. In general, debit cards are only accepted if they have...

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Best Hilton Honors Credit Cards

Ellen Sirull — Thu, 18 Apr 2019 17:56:20 +0000

You have four different options for Hilton credit cards. Find out which will fit best your spending and travel habits.

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