Credit - MoneyTips

Goodwill Letters: Everything You Need To Know

MoneyTips Writer — Tue, 01 Aug 2023 15:37:52 +0000

No one wants a late or missed credit card, auto loan or student loan payment on their credit report. Missed or late payments can inflict significant damage on a credit score. And once a late or missed payment hits your credit reports, it stays there for 7 years. That’s a long time to deal with...

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Are My Credit Card Rewards Taxable?

MoneyTips Writer — Fri, 21 Oct 2022 19:41:16 +0000

Between cash back, credit card points and travel miles, customer rewards have become a popular way to save money and drive business. If you’ve racked up rewards points you’re ready to spend, you might be wondering if you need to declare them on your taxes. Generally, you won’t be required to pay taxes on credit...

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U.S. Bank Credit Cards: Overview & Comparison

Sean Messier — Tue, 18 Oct 2022 22:11:46 +0000

U.S. Bank has an extensive heritage and issues a wide variety of credit cards, including cash back, travel, and secured.

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Credit Card Points: What Are They & How Do They Work?

MoneyTips Writer — Fri, 07 Oct 2022 17:35:26 +0000

If you’re new to the world of credit cards, you might be curious about maximizing your spending power. As one of the major perks of being a cardholder, credit card points offer an opportunity to do just that – without changing much about your everyday purchases. What Are Credit Card Points? Credit card points are...

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How To Remove Student Loans From Your Credit Report

MoneyTips Writer — Fri, 07 Oct 2022 15:31:49 +0000

Whether you have a student loan in default negatively affecting your credit scores or an inaccurate negative student loan remark on your credit reports, you may be wondering if you can get it removed. While you can’t completely wipe student loans from your credit reports, this article will help you understand when you can remove...

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Capital One Spark 1.5X Miles Select for Business

MoneyTips Writer — Fri, 23 Sep 2022 15:53:22 +0000

The Capital One Spark 1.5X Miles Select for Business offers some decent benefits, with 5X miles per dollar for hotels and rental cars booked through Capital One Travel and unlimited 1.5X miles for all other purchases. This card has no annual fee, no foreign transaction fees and 0% APR for the first 9 months. Capital...

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Blue Business® Plus Card From American Express

MoneyTips Writer — Fri, 23 Sep 2022 15:45:54 +0000

The Blue Business® Plus Credit Card from American Express The Blue Business® Plus Credit Card from American Express offers business owners a simple way to earn American Express Membership Rewards® points. There are no bonus reward categories to keep track of and no annual fee. And you can potentially take advantage of this offer for...

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2023’s Best Credit Cards for Dining Out at Restaurants

MoneyTips Writer — Thu, 22 Sep 2022 17:50:54 +0000

Best Pick For: Going Out or Eating In American Express® Gold Card Most travel cards are focused on, well, travel. And dining seems like an afterthought. But the American Express® Gold Card doesn’t pass on the opportunity to serve a great benefit. You’ll earn more points on food than anything else with this card –...

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2023’s Best American Express Credit Cards

Brendan Harkness — Tue, 13 Sep 2022 19:06:49 +0000

Learn about the landscape of different personal credit cards and charge cards available from Amex today.

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The Debt Avalanche Method: A Guide and When To Use It

MoneyTips Writer — Fri, 26 Aug 2022 18:38:23 +0000

Being in over your head in debt is stressful (to say the least). It can be a hurdle that keeps you from reaching financial goals or achieving certain milestones (think: homeownership, marriage, school or a robust retirement fund). Fortunately, you have time-tested debt repayment strategies at your disposal to reduce, manage – and maybe even...

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Good Debt vs. Bad Debt: Know the Difference

MoneyTips Writer — Thu, 25 Aug 2022 19:56:30 +0000

Ahh debt! It’s something we all try to avoid and end up with anyway. But did you know there’s such a thing as bad debt and good debt? Taking on good debt could help you build generational wealth. While bad debt can end up costing you more for things that won’t bring you any value...

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2023’s Best Chase Credit Cards: Overview and Comparison

MoneyTips Writer — Wed, 24 Aug 2022 17:06:10 +0000

There's a variety of Chase credit cards for people with good credit history and credit scores. Which is right for you?

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